Complete Guide on Payment Methods at Australian Online Casinos

Banking methods are an important feature when choosing an online casino. Our AIP experts have stepped up and reviewed the main casino deposit options available to Aussies to help you choose the right ones.

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Top Deposit Options for Aussies


The number of options can be confusing, just like the various possibilities and restrictions that come with each casino banking method. These are the following banking options we’ll cover.

  • Credit and debit cards
  • Cryptocurrency
  • E-wallets
  • Vouchers/Prepaid cards
  • Wire transfer

Keep reading to find out more about these popular deposit options in Australia.

Most Popular Payment Options in Australia 2024

The online landscape is everchanging and payment options are part of that. People want to protect themselves from identity theft and fraud, and although debit cards are still the No.1 method for casino transactions, they do not offer the security and anonymity of e-vouchers and e-wallets, which are gaining more popularity each day. Two of the most popular in Australia are:

  • Paysafecard
  • Digital wallets

More about both of these deposit options is explained below.


Debit cards are, by far, the most popular deposit method at online casinos. They may also be offered as withdrawal methods, though this is far less common. Most casinos provide punters the use of Visa or Mastercard. Some casinos may also let players deposit with American Express, Discover Card, JCB, or Diners Club International.

Australian regulators have announced a ban on credit card gambling. When this happens, debit cards will remain the only valid card option for Aussies.

E-Wallets


E-wallets are a convenient payment option; especially for those who don’t want to directly link their cards or bank accounts. As the name implies, e-wallets are electronic wallets that you can add funds to.

You can only use as much money as you’ve added. This concept makes them a great way to ensure you don’t spend more playing than you mean to. E-wallets are among the most widely accepted online deposit options, and the top picks for Australians are:

  • Neteller
  • Skrill
  • ecoPayz
  • eZeeWallet
  • PayPal

Vouchers


Vouchers, or prepaid cards, allow you to purchase codes from milk bars and shops and, like a gift card, use that money at online casinos. They’re an attractive banking method because they don’t need you to sign up for an account with a third-party company or share your banking information. However, they’re only good so long as you haven’t used all of the money on your card. Plus, they often can’t be used for withdrawing your winnings.

  • Neosurf
  • Paysafecard
  • CashtoCode

Wire Transfers


Sending money from your bank account directly to a casino, or when a casino sends your withdrawal to your bank account, is called a wire transfer. Since they directly involve your bank, wire transfers are a highly secure banking method. They don’t require you to sign up for another service, so they’re also very straightforward.

However, wire transfers come with two major negatives. The first is the processing fees. You can normally expect to lose around $50 due to this, though every casino has its own rules.

The second is that wire transfers may take longer to process, while other casino payment methods may be instant. Again, every casino is different, but it may take you some time to see your winnings if you choose to withdraw via wire transfer.

Choosing an online casino banking method


When considering different online casino payment methods, knowing what you need is vital. Crypto-savvy users will always go for cryptocurrencies, while those who want privacy will probably go with prepaid vouchers. Some other typical possibilities and restrictions will make some casino deposit options better than the rest; for some types of players, at least.

Below, we’ve briefly covered the aspects you must pay attention to when choosing an online casino banking method.

  • Limits – Prepaid vouchers often have low deposit limits and don’t support cash outs. That won’t be an option if you’re looking for minimum deposit casinos. However, high rollers will probably be happier using e-wallets and cryptocurrencies that support large cash transfers.
  • Opportunity to withdraw – Some options don’t support withdrawals. Meaning, you’ll have to cash out through a bank transfer, which often includes charges and takes several business days.
  • Transaction times – Most options we’ve listed provide instant deposits, but withdrawals typically take longer. If getting your money fast is important to you, stick to e-wallets and crypto.
  • Processing fees – Australian casinos tend to provide free deposit processing and one free withdrawal per week or month. However, some methods – like bank transfers – may include charges. Moreover, the payment operators often charge their processing fees when you move money. Consider all these before choosing your preferred casino payment option.
  • Bonus restrictions – Some e-wallet deposits, like Skrill and Neteller, are often banned from claiming deposit bonuses. Make sure to check this before using any of them if you plan to get a promotional offer.

Security of casino payment options


Australian users can play online casino games only at international gambling sites. It’s perfectly natural for them to wonder if making payments and sharing details with such operators is safe. The thing is – every time you provide banking info or card details, you are taking a certain risk. However, all the sites we recommend have been vetted and tested. They all have high security standards.

Moreover, the casino deposit options we’ve covered here are all operated by trusted companies. Many of the entities hold certification and licensing from reputable bodies that oversee their operations. Therefore, you have nothing to worry about when making card, e-wallet, or bank transfers to online casinos.

Deposit Options FAQs


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